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Directory Results for Wells Fargo RVS Desktop Appraisal Instructions and Requirements 09Feb10.doc. Announcement 09-14 Electronic Appraisal Reports, Enhancements to the Loan Delivery File at, and Mortgage Fraud Reporting to Wells Fargo RVS Desktop Appraisal Instructions and Requirements 09Feb10.doc. Implementing the Market Conditions Addendum to the Appraisal Report ( 1004MC) other new or updated policies and policy clarifications