Add Numbers Warranty For Free

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You can cancel an extended warranty at any time, and you'll get a prorated refund for the unused portion of your policy. If the warranty was included in your loan, your car payment won't drop, but you may pay off the car sooner after the refund is deducted from your balance.
The good news is that you can cancel your auto extended warranty at any time, for any reason, and don't believe anyone who tells you otherwise. The bad news is that the previously mentioned finance managers don't want you to do so.
The typical selling price on an auto repair service plan is up to $3,000. ... If you are worried about extreme out-of-pocket expenses from repair bills for old cars, I recommend you buy the manufacturer's own extended warranty. Do not buy one from the dealer, though, because those are often third party too.
There may be a no-cost cancellation period, such as 30 days after purchase. Otherwise, the amount you get back is based on the time the coverage has been in effect and the car mileage. Some extended warranties include a cancellation fee, which will further reduce the refund amount.
It does however take warranty companies a notoriously long time to refund money (4-6 weeks). If the payoff is made on your trade in vehicle and a warranty refund is sent after your account has a zero balance, then that money would be sent to you from the lender.
In general, the average extended car warranty cost ranges from $350-$700 per year, but every person and policy is different.
You can cancel your extended warranty anytime you want, but understand that the amount you'll be getting back is based on a pro-rated refund or a partial refund, associated with time and distance driven. ... The process of cancelling your extended warranty is not complicated, but there is a bit of waiting involved.
If you trade in or sell the car or the car is totaled in an accident before the extended warranty expires, you can get a pro-rated refund for the amount of unused warranty, assuming you purchased a refundable warranty.
The written extended warranty service contract spells out the steps you need to take to cancel. There may be a no-cost cancellation period, such as 30 days after purchase. ... Some extended warranties include a cancellation fee, which will further reduce the refund amount.
Negotiating an Extended Warranty Dealers mark extended warranties up from the wholesale cost as they do with many products they sell. ... Call local dealerships, speak with the finance and insurance managers, and ask what they charge for the extended warranty that you're interested in buying.
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