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The recording fee for a deed might be $12 in one county and then $15 in another. Some agencies charge by the size of the document. For instance, a land record instrument might have a $60 fee for the first page, then $5 per page after that.
Recording fees: These fees may be paid by you or by the seller, depending upon your agreement of sale with the seller. The buyer usually pays the fees for legally recording the new deed and mortgage.
Deed Preparation This fee is for drafting the document that conveys the property from the seller to the buyer and states the warranties and rights that the seller is granting the buyer. In most closings, I find that the seller pays this fee, at closing.
The home buyer's escrow funds end up paying for both the homeowner's and lender's policies. Upon closing, the cost of the homeowner's title insurance policy is added to the seller's settlement statement, and the lender's title insurance policy is covered by the buyer before closing.
The recording fee for a deed might be $12 in one county and then $15 in another. Some agencies charge by the size of the document. For instance, a land record instrument might have a $60 fee for the first page, then $5 per page after that.
The most common type of title insurance is the lender's title insurance, in which the borrower purchases coverage only to protect the lender. The owner's title insurance is often paid for by the seller to protect the buyer's equity in the property and is available separately.
Generally, a real estate deed is recorded in the county where the property is located. In most counties, the recorder, clerk, or register of deeds is responsible for maintaining land records.
In the United States, the (recorder) of deeds is often an elected county office and is called the county recorder. In some U.S. states, the functions of a recorder of deeds are a responsibility of the county clerk (or the county's clerk of court), and the official may be called a clerk-recorder or recorder-clerk.
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