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What does a title report show?
A title report is your protection against unforeseen issues with a parcel of land you wish to buy. It contains the results of the title search, including the legal owner, the legal description of the property, and any problems clouding the title such as liens and encroachments.
What is found on a title report?
A title report is a document that outlines the legal status of a property and related information on its ownership. This includes information on the county, zoning laws, property value, and current tax information. Title reports will also feature a full, legal description of the property.
How do you read a title report?
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How to Read a Preliminary Report — YouTube
What are exceptions in a title report?
For a buyer, the title report will reveal various liens, encroachments, easements and anything else recorded against the property. The title company compiles the report from a search of county records in order to issue title insurance, and any liens against the property are listed as exceptions to title insurance.
What is the preliminary title report?
A preliminary report is a report prepared prior to issuing a policy of title insurance that shows the ownership of a specific parcel of land, together with the liens and encumbrances thereon which will not be covered under a subsequent title insurance policy.
How much is a title report?
Title search companies will perform the work of researching the history of a title on a piece of real estate. This fee is typically included in the closing costs for a mortgage. It is a necessary step in purchasing a piece of property. The fee is typically $75 to $100.
How much does it cost to have a title search done?
Rather than spend the $75 to $100 it typically costs to hire a title search company, you can do research on a property's title yourself. By searching government records you can identify the chain of title that shows the history of everyone who has bought and sold the property you're interested in.
How do I order a title report?
Gather information about the property with the records you do have.
Go to the local courthouse and search through property deeds.
Try to establish a chain of ownership for the property.
Visit the County Assessor for more help on locating the actual title.
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