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Applications for Social Security benefits can only be processed a maximum of four months before benefits are scheduled to begin. Thus, the earliest you can apply is age 61 and nine months, and you can expect to receive your first payment four months later the month after your birthday.
You can file up to four months before that, which gives Social Security ample time to process your application. As the minimum age to collect retirement benefits is 62, the earliest you can apply is when you reach 61 years and 9 months.
Expected Time Frame It can take the SSA about six weeks to process your application and start your benefits. However, it might take longer if you supply incorrect information, or the SSA requests that you provide additional information to process your case.
your Social Security card (or a record of your number); your original birth certificate or other proof of birth (You may also submit a copy of your birth certificate certified by the issuing agency); proof of U.S. citizenship or lawful alien status if you were not born in the U.S. (more info);
You can complete an application for Retirement, Spouse's, Medicare or Disability Benefits online. If you do not wish to use the online application, or the application for the benefit you want is not available online, you can: Call us at 1-800-772-1213 (TTY 1-800-325-0778); or. Visit your local Social Security office.
Social Security benefits are paid monthly, starting in the month after the birthday. Generally, the day of the month you receive your benefit depends on the birthdate of the person on whose record you are collecting. ... So if a person was born in May, his or her first month of eligibility is June.
So, if you were born on July 1, according to the Social Security Administration, your Birth Month and therefore the month that your benefit is based upon (for example, Full Retirement Age) is June.
You can file up to four months before that, which gives Social Security ample time to process your application. As the minimum age to collect retirement benefits is 62, the earliest you can apply is when you reach 61 years and 9 months.
In this case, the answer is complicated because every person can have a different “best age” for starting benefits. Remember that the earliest you can start Social Security retirement benefits is age 62. You can also start it at any time up to age 70. At 62, your payments will be reduced.
You can retire at any time between age 62 and full retirement age. However, if you start benefits early, your benefits are reduced a fraction of a percent for each month before your full retirement age. ... If your birthday is on January 1st, we figure your benefit as if your birthday was in the previous year.
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