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Below is a list of the most common customer questions. If you can’t find an answer to your question, please don’t hesitate to reach out to us.
Discuss property ownership interests. Access a copy of your title deed. Complete, review and sign the quitclaim or warranty form. Submit the quitclaim or warranty form. Request a certified copy of your quitclaim or warranty deed.
Adding someone to your house deed requires the filing of a legal form known as a quitclaim deed. When executed and notarized, the quitclaim deed legally overrides the current deed to your home. By filing the quitclaim deed, you can add someone to the title of your home, in effect transferring a share of ownership.
Unlike some other types of property, you can't just add their name to the existing deed. To add someone to your house title, you must create a new deed that transfers the title of the property to both you and the other person.
The person you're adding to your house title (the “grantee”) does not have to sign the deed. The notary will charge a small fee to witness your signature and notarize your deed, typically less than $10.
To add a spouse to a deed, start by reading over your mortgage carefully with your spouse. Next, obtain a quitclaim form from the county recorder's office where the property is located. If your goal is to avoid probate, be sure to specify on the form that you're claiming as joint tenants with a right of survivorship.
In BC you have to file an electronic FORM A land transfer at the Land Titles Office to add someone's name to your property title. However, by doing so, you are doing more than just adding a name. You (the transferor) are legally transferring an interest in the property to the other person (the transferee).
You can add another name to a deed to real property, but not to a mortgage to the property. You can add someone onto the deed. If you want to add someone to your mortgage statement, you will have to refinance, and the person's poor credit may negatively affect your rate.
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