Consolidate Payment Resolution For Free

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Jessica N
2017-05-22
To Whom It May Concern, I need to let you know that I jumped the gun on submitting my prior severely bad review. Knoll G ended up figuring out the issue and assisted greatly in resolving it. She had much more patience than I had as I had been trying to figure out where everything had been changed to from when I used your site the year before. After 4 hours of much frustration, Knoll G saved the day. I would like to ask for you to somewhat disregard my initial review. I only say somewhat because I feel that the site had such a huge change from last year's "easy to use" formatting. I never needed to use support help. That said, I would like to praise Knoll G. She never gave up even when I did. Huge THANK YOU for not giving up Knoll! You're great and I hope you get some sort of reward for going above and beyond. I would also like to add a technical note...I don't know how everything is viewed on the companies side, but it was very difficult to work with support in terms of the chat box. Every time Knoll G gave me a direction to go and I went (which means the screen changed), I would lose the chat box and had to wait for Knoll G to type and send me something before the box would reappear and then I could respond. It only added to my then current frustration so your site coders might want to look into that.
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Consultant in Information Services
2019-02-26
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the ability to interface with the web to look for forms
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the inability to pull the saved document back
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make it easier/possible to upload a previously saved form
What problems are you solving with the product? What benefits have you realized?
not having to use a typewriter to fill out government forms.
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Below is a list of the most common customer questions. If you can’t find an answer to your question, please don’t hesitate to reach out to us.
Debt settlement is negotiating with creditors to settle a debt for less than what is owed. ... Debt consolidation is an effort to combine debts from several creditors, then take out a single loan to pay them all, hopefully at a reduced interest rate and lower monthly payment.
Debt consolidation and debt settlement help you reduce your debt load, but in different ways and by using different strategies. Debt settlement is helpful in cutting your total debt owed, while debt consolidation is useful for cutting the total number of creditors you owe.
Consolidation can lower your loan payments if you get a lower rate or can pay off your debts sooner. To start, enter information for up to 10 credit cards and other unsecured loans you want to consolidate. Do not consider a mortgage, student loans or auto loans in this calculation. It's OK to estimate.
The way debt consolidation affects your credit depends on the various options you choose. ... If you consolidate by taking a personal loan to pay off your credit cards, your utilization ratio could go down, causing your score to go up.
Debt consolidation can be done on your own, and requires the opening of a new account, whether a personal loan or new credit card. A formal debt management plan, on the other hand, is created with a credit counselor and doesn't involve taking on any additional lines of credit.
The truth: Debt settlement can hurt your credit score almost as much as bankruptcy. Although asking for a settlement on your own won't hurt your credit score, succeeding in getting a settlement or skipping payments as some settlement companies advise definitely will.
Is debt settlement a good idea instead of consolidation? Debt consolidation is a way of simplifying your finances and reducing the amount of interest you're paying on loans and credit cards. It will not adversely affect your credit rating, but it likely won't help you pay off your debt quickly.
A debt settlement remains on your credit report for seven years. As with all debts, larger balances have a proportionately larger impact on your credit score. If you are settling small accounts particularly if you are current on other, bigger loans then the impact of a debt settlement may be negligible.
Start low by offering to pay 30 percent or less of what you owe and negotiate your way to an amount that you and the collector can both agree upon. Make your offer attractive. If you're going to ask that they settle for 70 percent off of what you owe, you should pay it in a lump sum payment.
Debt consolidation combining multiple debt balances into one new loan is likely to raise your credit scores over the long term if you use it to pay off debt. But it's possible you'll see a decline in your credit scores at first. That can be OK, as long as you make payments on time and don't rack up more debt.]
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