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Download your financial institution's app. Understand your bank or credit union's policies. Endorse the check properly. Take photos of the front and back of the check. Confirm transaction details and send to your financial institution. Hold onto the check for several days. Discard the check once it's cleared.
Open your app, use your fingerprint to securely sign in and select deposits. Endorse the check and take a picture of the front and back of the check with your smartphone as shown. Hold steady and the photo will be taken automatically. Select the account to receive the deposit and enter the amount.
Deposits are subject to a hold period which could vary from 1 to 15 days. How long does it take for a check to clear if I use a mobile device to make a deposit? The time it takes for the mobile check deposit to clear will vary, depending on when the deposit is made and other factors.
It isn't unusual, and is perfectly legal, to write a check to yourself from one of your personal bank accounts to deposit in another. To do this, fill out the check as you normally would, naming yourself as the payee. You then can deposit the check into any of your other financial accounts that accept check deposits.
Use your mobile banking app and smart-phone camera to snap a picture of the front and back of a paper check, then electronically and securely deposit it into your account. You save time and hassles by not traveling to a bank branch and not waiting in a teller line.
Deposits are subject to a hold period which could vary from 1 to 15 days. How long does it take for a check to clear if I use a mobile device to make a deposit? The time it takes for the mobile check deposit to clear will vary, depending on when the deposit is made and other factors.
Because with ATM deposits, a banker may have to retrieve checks from the machine, then manually digitize them. However, some advanced model ATMs can instantly create an image of your check. With a mobile deposit, your checks are immediately digitized.
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