Deposit Name Letter For Free
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2020-10-27
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Below is a list of the most common customer questions. If you can’t find an answer to your question, please don’t hesitate to reach out to us.
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Can you deposit check with misspelled name?
The Uniform Commercial Code contains provisions that allow you to cash or deposit a check with misspellings, a wrong name and other identification errors. However, individual banks have their own policies and may refuse to accept a check without proof of identity.
How do I endorse a check with my name spelled wrong?
If the misspelling is harder to read than a mere missing letter or two, go to the teller inside your bank and explain your problem. The teller will instruct you to endorse the check exactly as it is made out, with the name misspelled. Then you will be instructed to write your name with the correct spelling below that.
Can you cash a check with a different name?
If the “different name” is another person, then they can endorse the check, and then write that it is payable to you. Then you can cash it. Most banks will require that “third party checks” be deposited, and the funds held for a few days.
Can I deposit a check for someone else?
Yes, if they endorse their check, and you know what account to deposit it into. You CANNOT deposit a check into your account that was written for someone else. That is checked fraud. If your name isn't on the check, don't sign the check, and don't put it in your account.
What happens if you deposit a check that's not yours?
At best there will be bank charges and a letter sent to you that your check has been returned. If check is not endorsed, there may be less cause to put you on bad customer list. Banks can black list you and make it harder for you to do business with them. You might have to wait longer to cash a check or make a deposit.
Can you deposit a check in your maiden name?
You can deposit in that bank account & usually no trouble because they have both records. If your marriage record does not show the maiden name and current name, then it is not going to help you much.
Can I deposit a check with my old last name?
As a general rule, you can deposit a check in the wrong name as long as you can prove that you're the intended recipient. This means that individuals can still deposit checks with minor misspellings, nicknames, old last names or new last names on them.
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