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How do phone leases work?

Simply sign a lease deal, and in exchange for a low monthly payment, you get a phone you can use, plus the option to upgrade at any time. Just keep paying the flat monthly fee, and you can turn in your old phone for a new one every 12 months. One carrier even lets you swap phones up to three times per year.

Is it a good idea to lease a phone?

Leasing a cell phone can be a good idea if you like to upgrade to a new phone every year (or thereabouts) and don't necessarily need to own your phone. Leasing a phone can be cheaper than paying off a phone in full (whether outright or via monthly installments) and you'll be able to get a new phone every 12-18 months.

How does leasing a phone work?

Simply sign a lease deal, and in exchange for a low monthly payment, you get a phone you can use, plus the option to upgrade at any time. Just keep paying the flat monthly fee, and you can turn in your old phone for a new one every 12 months. One carrier even lets you swap phones up to three times per year.

Can you keep a leased phone?

If you decide to keep leasing the phone after your agreement ends, you can keep paying the same monthly amount for as long as you wish to lease your device. If you do decide to purchase your phone out-of-term you will have to pay the 'fair market value' of the device.

Does lease a phone build credit?

Although cell phone companies require a credit check before they lease you a phone or provide you with a cell phone contract you can not build creditworthiness this way. In fact, the purchase will not be reported to any of the three credit bureaus at all. If you are looking for ways to build credit.

Is it cheaper to buy a phone or pay monthly?

With a pay monthly mobile contract, you pay a fixed fee every month, usually for 24 months. Lots of people choose to buy their phone outright, then sign up to a SIM-only plan to get a mobile tariff. It's a lot less to pay per month, but a lot more to pay initially.

What happens when your phone lease is up?

Purchase Option Some consumers want to buy their Android or Apple devices after the lease period is over. Once their lease agreement is over, they can make the Purchase Option Price payment at a Sprint Store. At that point, they will own the device.

What happens after phone lease is up?

Some consumers want to buy their Android or Apple devices after the lease period is over. Once their lease agreement is over, they can make the Purchase Option Price payment at a Sprint Store. At that point, they will own the device.

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