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2015-02-18
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The ease of filling in forms and quickly.
What do you dislike?
Nothing except that when I print a doc, the Print button is at the bottom of window and I can't move it up so I have to click the very tip of the box that says print. - This could be my computer problem too but is weird and that just started about 6 months ago.
What problems are you solving with the product? What benefits have you realized?
Saving time
2019-01-03
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2020-10-03
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What is a payment record?
payment history. A record of monthly payment status on individual's credit report listed since the time the accounts were established. A payment history is an indication for lenders and creditors whether an individual is a lending risk due to a history of late or missed payments.
What is a payment history?
Your payment history, also known as payment performance, is the record you've established by either paying or not paying your bills on time and it's the most important factor among major credit scores, accounting for about 35% of most models.
What does payment history mean?
Your payment history is a record of on-time, late and missed payments on past and current credit accounts. These accounts can include credit cards, lines of credit, personal loans and mortgages. FICO, however, claims that 35% of your FICO Score comes from the behaviors revealed by your payment history.
Why is payment history important?
Paying back your credit card and loan balances on time is the most important factor in your credit score. Your payment history comprises many complex components, which can confuse consumers. The primary objective of a credit score is to illustrate to lenders just how likely you are to repay your debts.
How is payment history calculated?
Payment History appears on your credit reports from the three major U.S. credit reporting agenciesTransUnion, Equifax and Experian. The history that's considered comes from your credit card payments, installment loans such as a car payment finance company accounts and mortgages.
How does payment history affect credit?
Late payments can hurt your payment history by pushing your credit scores down and making you look like a higher-risk borrower. If you pay your bills on time, you can build a positive payment history on your credit reports and could increase your chances of getting credit when you need it.
What is payment record card?
A payment record provides information about a payment transaction your organization receives from a constituent. Each record displays the amount, date, receipt amount (if applicable), and batch number (if applicable) of the payment transaction.
What does payment record mean?
payment history. A record of monthly payment status on individual's credit report listed since the time the accounts were established. A payment history is an indication for lenders and creditors whether an individual is a lending risk due to a history of late or missed payments. RELATED TERMS.
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