Extend Subsidize Warranty For Free

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How to Extend Subsidize Warranty

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An extended warranty is a credit card feature offered by Visa, Mastercard, Discover and American Express that will match and exceed the length of a manufacturer's warranty on eligible purchases. Purchases that typically do not have a manufacturer's warranty would not be eligible for an extended warranty.
The extended warranty offered by your credit card typically adds up to a year of additional coverage to eligible purchases. It mirrors the terms of the original manufacturer's warranty for example, if the original warranty covers only manufacturing defects, then the extended warranty will do the same.
The way that extended warranties work is that customer contacts the warranty service provider. They would require the customer to purchase the replacement product, and they would be reimbursed by the service provider. If the customer never purchased the extended warranty, they don't have the coverage.
Extended warranty Doubles the original manufacturer's or store brand warranty for up to one year when you pay with your eligible Mastercard.
Extended warranty worth up to $15,000 per year: Amex matches the original warranty of items you buy with your card, up to a maximum of one year. The original warranty must be for 5 years or fewer. The value of the coverage is up to $10,000 per item.
Visa is the trickiest. It only offers a warranty extension on its “signature” cards, but on those, it will extend the warranty (up to one year) on warranties of three years or less, according to its website.
Yes, as long as you use your covered Visa card for the purchase and the eligible item has a valid original manufacturer's written U.S. repair warranty of three years or less, store purchased dealer warranty, or assembler warranty.
How does Extended Warranty work? When an American Express Card Member charges an eligible product with his or her Card account, Extended Warranty can provide up to two (2) extra years added to the original U.S. manufacturer's warranty. Applies to warranties of five (5) years or less.
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