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What is the best way to get foreign currency?
Before your trip, exchange money at your bank or credit union. Once you're abroad, use your financial institution's ATMs, if possible. After you're home, see if your bank or credit union will buy back the foreign currency.
Is it better to exchange currency before you leave?
Exchange currency before you leave. Currency conversion can be an unnecessary expense, and it's one that you can avoid with some clever preparation for your travel, Hamm writes. Take some currency with you by exchanging some dollars for your foreign currency of choice at a large bank before you leave, Hamm advises.
Should I exchange money before I travel to Europe?
Avoid (or at least minimize) cash exchange. In general, I avoid exchanging money in Europe. It's a big rip-off. On average, at a bank you lose about 8 percent when you change dollars to euros or another foreign currency. A good rule of thumb: The difference between the buy and sell rates should be less than 10 percent.
Should I exchange money before I travel to Thailand?
Don't change money over Thai baht before you get to Thailand. You can change your currency to Thai baht 24 hours a day at the airport. There is NO reason to bring any Thai baht with you to Thailand! Stores and hotels usually have a lower exchange rate than the many bank money changers.
Is it cheaper to withdraw cash abroad or exchange?
Local cash is normally the easiest way to pay abroad. However, you'll need to shop around for a good exchange rate. Unless they're designed for travelers, credit cards and debit cards are usually expensive to use abroad. Avoid withdrawing money with a credit card, as this can attract steep fees and interest.
Is it cheaper to buy foreign currency at home or abroad?
The rule is simple: the more common the currency is, the cheaper it will be. This means that you might end up not being able to buy the foreign currency, and it might be safer to exchange your money before you arrive at your destination.
Is it better to exchange money in US or Europe?
In general, exchanging money in Europe is better than doing so in the U.S. However, having a small amount of local currency in your wallet when you land at the airport makes sense.
Is it cheaper to use credit card or cash abroad?
Cards can be the cheapest way to pay for things and withdraw money from cash machines abroad, but only if you use the right one. Using your usual credit or debit card might result in expensive overseas fees, so you could save a lot by getting a special 'travel-friendly' credit, debit or prepaid card before you go.
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