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Finish Table for Hardship Letters

The Finish Table is a practical tool designed for those navigating the complexities of hardship letters. This product offers a streamlined way to present your situation clearly and effectively.

Key Features of the Finish Table

User-friendly layout for easy information organization
Clear sections for essential data, supporting documents, and personal narratives
Durable design that withstands regular use

Potential Use Cases and Benefits

Organize your thoughts before submitting a hardship letter
Create a concise presentation for lenders or institutions
Maintain a professional look while conveying your story

Using the Finish Table helps you convey your message more effectively. By structuring your information clearly, you increase your chances of a favorable response. This tool provides the framework you need to address your situation head-on, helping you articulate your needs and solutions.

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When you write the hardship letter, don't include anything that would hurt your situation. Here are some examples of things you shouldn't say in the letter: Don't say that your situation is your lender's fault or that their employees are jerks. Don't state that things will likely turn around for you.
Hardship Examples The most common examples of financial hardship include: Illness or injury. Change of employment status. Job Loss or loss of income.
Dear Harry Jones: I am writing this letter to request assistance with my personal loan during a time of financial hardship. Approximately two weeks ago, I was let go from my job due to company-wide layoffs. As a result, I have been unable to continue making regular payments on my loan.
A hardship letter to a creditor lays out the financial circumstances that have made it challenging for you to continue making your monthly payments.
What to include in a hardship letter The date, your name, address and phone number. The lender/servicer and loan number. The date or approximate time frame when the hardship started. The expected timeframe of hardship — short term (six months or less) or long term. Describe your goal. State the facts, not emotions.
When you write the hardship letter, don't include anything that would hurt your situation. Here are some examples of things you shouldn't say in the letter: Don't say that your situation is your lender's fault or that their employees are jerks. Don't state that things will likely turn around for you.
What to include in a hardship letter The date, your name, address and phone number. The lender/servicer and loan number. The date or approximate time frame when the hardship started. The expected timeframe of hardship — short term (six months or less) or long term. Describe your goal. State the facts, not emotions.
Close out your letter: End your letter by summarizing your request and thanking your lender for their time. Provide supporting documents: Enclose any financial documents that show your hardship and can help the lender understand your need for relief.

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