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What happens to the items listed in Schedule B 2 of the title commitment?

Schedule B-2 in a title commitment lists all matters that constitute an encumbrance on the title to the property. If these matters are not disposed of in some manner (such as the release of an existing deed of trust), they will appear in Schedule B of the final title policy.

What information does Schedule B 2 of a title commitment provide?

Schedule B-2: This section lists the necessary exceptions to title. The items not being insured by the title company which include seven standard exceptions, taxes, and further burdens such as covenants, conditions, and restrictions (CC&R's). Easements, and/or mineral reservations.

What is a Schedule B on a title policy?

Schedule B This schedule is directed to the buyer and lender that will receive a title policy. This schedule includes the EXCEPTIONS to the policy that will be issued. These are exceptions to coverage that are to be found in every Owner's or Lender's title policy that is issued.

What is Schedule B 2 of Title Commitment?

Schedule B-2: This section lists the necessary exceptions to title. The items not being insured by the title company which include seven standard exceptions, taxes, and further burdens such as covenants, conditions, and restrictions (CC&R's). Easements, and/or mineral reservations.

What information does Schedule A of a title commitment provide?

Schedule A is what has been submitted to the title company by the escrow officer, containing the commitment date, buyer and seller information, property price, and loan amount. You'll find the exceptions in Schedule B, including the Covenants, Conditions, and Restrictions (CC&Rs) that we'll explain more about below.

What is included in a title commitment?

A title commitment (or whatever name yours goes by) is basically the title company's promise to issue a title insurance policy for the property after closing. The title commitment contains the same terms, conditions, and exclusions that will be in the actual insurance policy.

What is Schedule B of title commitment?

Separate Schedule A and Schedule B. Schedule A is what has been submitted to the title company by the escrow officer, containing the commitment date, buyer and seller information, property price, and loan amount. Schedule B is the part of the title commitment that you'll really want to read.

What is the purpose of the B 1 section of the title commitment?

Schedule B-1 in a title commitment lists those conditions which must be satisfied in order for the title company to issue the title insurance policy.

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