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What is a certificate of group health plan coverage?
CERTIFICATE OF GROUP HEALTH PLAN COVERAGE. IMPORTANT NOTICE: This certificate provides evidence of your prior health coverage. You may need to furnish this certificate if you become eligible under a group health plan that excludes coverage for certain medical conditions that you have before you enroll.
What is a certificate of coverage health insurance?
When you enroll in a health insurance plan, you are given a certificate of coverage. ... This document explains the health benefits you and your dependents have under the plan. It details the services that will and will not be covered. Services that are not covered are called exclusions.
What is an insurance certificate of coverage?
A certificate of coverage is an official contract that outlines what an insured is entitled to, and what they aren't insured for, under a health insurance policy.
What is a certificate of creditable coverage?
A certificate of Creditable Coverage (CCC) is a document provided by your previous insurance carrier that proves that your insurance has ended. This includes the name of the member to whom it applies as well as the coverage effective date and cancellation date.
Why do I need a certificate of creditable coverage?
The certificate of creditable coverage is intended to establish an individual's prior creditable coverage for purposes of reducing the extent to which a plan or issuer offering health insurance coverage in the group market can apply a preexisting condition exclusion.
What must a group certificate of coverage provide for?
The primary purpose of the certificate is to show the amount of creditable coverage that you had under a group health plan or other health insurance coverage, because this can reduce or eliminate the length of time that any preexisting condition clause in a new plan otherwise might apply to you.
What is creditable coverage letter?
A Letter of Creditable Coverage sometimes called a Certificate of Creditable Coverage comes from your previous health insurer. It tells your new health insurer when you last had health insurance. It also lists who was on your old plan, what dates your plan started and stopped, and a few other miscellaneous details.
What is a certificate of creditable coverage letter?
A certificate of creditable coverage (CCC) is a document provided by your prior insurer that indicates your insurance has ended. The document itself includes your full name, effective dates of coverage, and the cancelation date.
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