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Does a title company prepare the deed?
The mortgage company usually prepares this deed as part of the loan package and delivers it to the title company for you to sign at closing. The title company is commonly the trustee to the deed and holds legal title to the property until the loan gets fully repaid.
Who can prepare a deed?
Whoever has their name on the deed is the rightful owner of the home, so it's one of the most important documents in buying or selling a home. The seller typically prepares the real estate deed, usually with the help of a title company or an attorney to ensure the property transfers successfully.
How much does it cost to prepare a deed?
Rates vary by state and law office but typically fall in the range of $200 to $400 per hour. Title companies routinely prepare quitclaim deeds in many states. Fees for title companies vary, but a market scan shows an average of $100 to $200 for a simple quitclaim deed.
Can anyone draft a deed?
Each state will vary as to precisely what information must be included on a deed, but generally, you can draft a valid deed on any type of paper and no special form is required. However, all states require that the deed be in writing.
Who can create a deed?
Anyone can create a real estate deed. In most cases, a deed is created by a party involved in the transaction, or someone acting on behalf of one of the parties, such as a title agency or an attorney. County and state specific forms can be purchased from deeds.com and office supply stores.
Who prepares the deed for closing?
The mortgage company usually prepares this deed as part of the loan package and delivers it to the title company for you to sign at closing. The title company is commonly the trustee to the deed and holds legal title to the property until the loan gets fully repaid.
What is the title company responsible for?
Title companies generally act as the combined agent of the insurance company, the buyer, the seller, and any other parties related to a real estate transaction, such as mortgage lenders. The title company reviews title, issues insurance policies, facilitates closings, and files and records paperwork.
How does the title company get paid?
Title companies also make money by selling title insurance to both the lending institution and the buyer of a new home. In most cases, the buyer pays for the title insurance for their lender, and the homeowner (or seller) pays the title insurance premium for their buyer.
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