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These certificates are no longer on general sale, but they are still available to existing savers who can renew them at maturity. They can opt for a 2, 3- or 5-year term. If you have a certificate maturing soon, you'll have to decide whether to roll over your savings or cash in and move your money elsewhere.
The Treasury-backed NSW says that by indexing new investments to the CPI, savers who hold this product will still have protection from inflation. 'Index-linked Savings Certificates holders will continue to benefit from a unique and attractive product, which remains an important part of our product range.
Index-linked savings certificates are tax-free savings bonds issued by NSW. Terms on offer are two, three and five years, and for each term they pay a return of the inflation rate plus an extra 0.01%. Plus any returns are tax-free, and as with all NSW savings they are backed by a government guarantee.
Also known as 'index-linked savings certificates' or 'inflation-linked savings'. You can get an index-linked savings account from a bank, building society or NSW. These are limited offers, so they won't always be available.
Q I have found in my mother's possessions a National Savings booklet filled with certificates bought between 1940 and 1942 for 15 shillings each. It does state that, after ten years, their value will increase to £1 0s 6d. An According to National Savings & Investments (NSW), these certificates should still be valid.
NSW says existing National Savings certificate holders can rollover their maturing certificates: However, as Savings Certificates have been withdrawn from general sale, customers who have invested in other NSW products will not be able to reinvest their money into Savings Certificates.
National Savings & Investments (NSW) savings certificates are products designed to protect your money from inflation. They haven't been available to new customers since 2011, but if you already have one you can carry on renewing it. Over 500,000 customers still have them.
It is part of the postal savings system of Indian Postal Service (India Post). The existing system of physical pre-printed certificates for NSC shall stand discontinued w.e.f. 1.4. 2016 and shall be replaced by 'National Savings Certificate' Certificate on electronic mode (e-mode).
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