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The defendant should ask for a letter confirming that the entire amount of the judgement has been paid. He or she may do so by sending a demand letter to the plaintiff. The release and satisfaction form is filed with the court clerk and entered into the case record.
Use the Law You may ask your judgement creditor to file a satisfaction of judgement form. The length of time gives to the creditor to file the form varies from state to state, but it is usually between 14 and 30 days after your request.
For example, the creditor might be required to notify you at least 10 days before the trial date, which may be three to four weeks after the creditor filed the lawsuit. If the creditor wins the case, it receives a judgement against you.
Remember that you'll need to file a separate dispute for each one of the three major credit bureaus Equifax, Experian, and TransUnion to remove the judgement from all three reports. If your judgement doesn't qualify for vacation, you can simply (or not-so-simply) pay the judgement.
How Long Do Judgements Stay on a Credit Report? Unpaid judgements remain on your credit reports for seven years or the governing statute of limitations, whichever is longer. Before July 2018, once a judgement was paid, the court had to remove it from the record seven years after the date it was entered.
The Satisfaction of Judgment form should be signed by the judgement creditor when the judgement is paid, and then filed with the court clerk. Don't forget to do this. Otherwise, you may have to track down the other party later. It's easy to get a copy of a Satisfaction of Judgment form.
Use the Law You may ask your judgement creditor to file a satisfaction of judgement form. The length of time gives to the creditor to file the form varies from state to state, but it is usually between 14 and 30 days after your request.
In California, you must file a notarized “Acknowledgement Of Satisfaction of Judgment” with the Court. The satisfaction of judgement can be recorded either by you or the judgement debtor — whatever is agreed upon between you and the judgement debtor.
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