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What is age restricted housing?
An age-restricted community is a residential community, often gated, that typically limits 80% of the residency to individuals who are over a set age. ... These communities are set up to accommodate older individuals who would like to live in an area without the perceived problems of having children around.
Is age restricted housing legal?
Summary. This law states that it is legal for communities to market themselves as “55+”or “age-restricted” provided they maintain that 80 percent of the occupied units are occupied by at least one person who is 55 years of age or older. ... However, at a community's discretion, the age-minimum may be higher or lower.
Can you live in a 55 community if you are younger?
In other cases, an adult child may be in the household. So, it will be a relief to know that yes, household members who are younger than 55 can live in a 55-plus community. ... Once the retirement community meets these requirements, it is free to create its own age restrictions, in compliance with state laws.
Is 55 community a discrimination?
Answer. The Federal Fair Housing Act (FHA) makes it unlawful for a housing provider to discriminate on the basis of race, color, national origin, religion, sex, disability, and familial status. ... 80% of the housing units are occupied by at least one person over the age of 55, or.
Can someone under 55 buys in a 55 community?
Q: Can you be younger than 55 and buy property in a 55+ community? A: The short answer is yes, you can buy a property, However, one of the individuals living in the home must be over 55. For example, your Mom could live there and you (under 55) can live there as long as she does.
What does housing for older persons a mean?
The HOPE modified the statutory definition of housing for older persons as housing intended and operated for occupancy by at least one person 55 years of age or older per unit. ... It required that facilities or communities claiming the exemption establish age verification procedures.
What are the rules in a 55 and over community?
Rules of Age-Restricted Communities Most age-restricted communities have two rules. The first says that each household (or a certain percentage of the households) must have a resident age 55 or older. The second rule adds an age restriction for the remaining members of the household, such as a spouse, partner or child.
What are the rules for 55+ communities?
The HUD rules in a senior community defined as “55-and-Older,” says that in any given apartment, at least one resident must be at least 55 years of age or older. This means that such communities may allow children as residents under the legal guardianship of the senior adult.
Who can live in a 55 and over community?
People under the age of 55 can live in a 55+ community, but there are some stipulations, like one member of the family must be 55 years old or older. So, can younger than 55 live in a 55-plus community? The short answer is yes. At least one member of the household must be 55 years old or older.
Do 55+ communities make exceptions?
They go by a variety of names 55-plus, independent living, active-adult and more and they're the only legal exception to fair housing laws that prevent discrimination based on race, color, national origin, religion, sex, disability or family status.
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