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2018-12-14
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2019-05-21
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Allows unlimited potential to edit virtually any document and send it electronically or conventionally. This software is a time saver/life saver.
What do you dislike?
The drawback. The Eraser tool. This tool could use some work as far as the shape of the tool. The option to be circular as well as the normal shape would be of great assistance when editing. A competitor of yours, sorry to mention uses an eraser too that is amazing and I have thought of switching simply for access to the editing qualities of that software. It allows for the one time purchase of their software and I would not pay monthly fees to maintain it either.
Recommendations to others considering the product:
Try out the product and use it!! See what you are missing!!
What problems are you solving with the product? What benefits have you realized?
The editor allows our office to clean up and mark up documents received in our office such as lease agreements or forms attached to a policy which either enhance or negatively impact the clients coverage from year to year. We directly not on those forms in our proposals during renewal negotiations so the client has specifically seen and reviewed how the coverage impacts their insurance needs.
Allows unlimited potential to edit virtually any document and send it electronically or conventionally. This software is a time saver/life saver.
What do you dislike?
The drawback. The Eraser tool. This tool could use some work as far as the shape of the tool. The option to be circular as well as the normal shape would be of great assistance when editing. A competitor of yours, sorry to mention uses an eraser too that is amazing and I have thought of switching simply for access to the editing qualities of that software. It allows for the one time purchase of their software and I would not pay monthly fees to maintain it either.
Recommendations to others considering the product:
Try out the product and use it!! See what you are missing!!
What problems are you solving with the product? What benefits have you realized?
The editor allows our office to clean up and mark up documents received in our office such as lease agreements or forms attached to a policy which either enhance or negatively impact the clients coverage from year to year. We directly not on those forms in our proposals during renewal negotiations so the client has specifically seen and reviewed how the coverage impacts their insurance needs.
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How a lease is calculated?
Identify the number of the monthly payments on the lease. Then subtract the residual value from the net capitalized cost. Divide the resulting number by the number of payments. The result is the depreciation portion of the lease payment. For example, you lease a new car for three years.
What is the money factor in a lease?
The money factor is a method for determining the financing charges on a lease with monthly payments. The money factor can be translated into the more common annual percentage rate (APR) by multiplying the money factor by 2,400.
What is a good lease money factor?
The lower the money factor, the lower the lease payment, and the better the deal. Currently, new-car interest rates, according to Bankrate.com, are about 4.0% which translates to a lease money factor of .0017 (divide interest rate by 2400). A lease deal with a money factor of less than .0017 is a good deal.
Can you negotiate the money factor in a lease?
If that is not the case, negotiate on the purchase price the cap costs if you were going to buy the car for cash. Negotiate the interest rate (money factor) on the lease to a level appropriate to current market interest rates. ... Understand what the residual value of the vehicle has been set at in the lease contract.
What is money factor in leasing a car?
The term, money factor, specifies a finance rate for a car lease. It is similar though not quite the same as interest on a loan, and expressed totally differently. Money factor, which is sometimes called lease factor or simply factor, determines how much you'll pay in finance charges each month during your lease.
How do you calculate lease factor?
Lease Rate Factor Calculation The interest rate portion of the monthly lease payment relies on the lease rate factor. The lease rate factor is the annual interest rate divided by the number of monthly payments. If the current interest rate is 6 percent, then the lease rate factor in our example is (0.06/60), or 0.0010.
What is rent charge on a lease?
Your Rent Charge (or Finance Fee) is the cost you pay to your leasing company for the use of the money that purchased the car. If you took out a loan, you would pay this in the form of a straight interest payment.
How is rent charge calculated on a lease?
If the dealer provides a “rent charge” or “lease charge,” add the residual value to the net capitalized cost. Then multiply that total by the number of months in the lease term. Divide the rent charge or lease charge by this number to compute the money factor.
What is a rent charge on a leased vehicle?
Definition. Your vehicle rent charge is what you pay for the right to spread out your payments. Rent charges are similar to the concept of interest charges on a car purchase. For instance, a $500 car payment may comprise $450 of principal and $50 of interest.
What is lease charge mean?
Lease Fee Law and Legal Definition. Lease fee is defined as an ownership interest held by a landlord with the right of use and occupancy conveyed by lease to others; usually consists of the right to receive rent and the right to repossession at the termination of lease.
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