Open Currency Deed For Free

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Who keeps the original deed of trust?

The lender is the person or legal entity providing the loan to the borrower. The trustee is a neutral third-party who holds the legal title to a property until the borrower pays off the loan in full. They're called a trustee because they hold the property in trust for the lender.

Who keeps the original deed?

As you stated in your question, it is recorded among the land records, and your lender keeps the original. When you pay off the loan, the lender will return the deed of trust with the promissory note.

Who is responsible for recording a deed?

In the United States, the (recorder) of deeds is often an elected county office and is called the county recorder. In some U.S. states, the functions of a recorder of deeds are a responsibility of the county clerk (or the county's clerk of court), and the official may be called a clerk-recorder or recorder-clerk.

Where can I get a copy of my recorded deed?

Commonly, county clerk or recorders offer copies of recorded documents for purchase. However, each office has its own practices. Contact your recorder's office to see if it offers the service. Typically, the recorder is located in the county courthouse or other government building.

Who keeps deed of trust?

A Deed of Trust is essentially an agreement between a lender and a borrower to give the property to a neutral third party who will serve as a trustee. The trustee holds the property until the borrower pays off the debt.

Who is involved in a deed of trust?

A deed of trust involves three parties: a lender, a borrower, and a trustee. The lender gives the borrower money. In exchange, the borrower gives the lender one or more promissory notes. As security for the promissory notes, the borrower transfers a real property interest to a third-party trustee.

Is Deed of Trust public record?

A deed of trust is a legal document that often takes the place of the traditional mortgage document. Because of legal filing requirements relating to the deed of trust, the deed of trust is a public document that anyone can get a copy of.

What is the meaning of deed of trust?

In real estate in the United States, a deed of trust or trust deed is a legal instrument which is used to create a security interest in real property wherein legal title in real property is transferred to a trustee, which holds it as security for a loan (debt) between a borrower and lender.

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