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During the initial placement, you are allowed to place a settlement on any open intersection (as constrained by the proximity restrictions), so you are allowed to place on coastal intersections, so placing on a harbor is a legitimate placement for a settlement during setup.
Ports. Consider building near one of the trade ports on the edge of the board. Starting on a port is probably a bad idea because you'll want your initial settlements on the intersection of three resource tiles, not only two.
Get your first resource cards. Take one resource card for each hex tile that is adjacent to each of your two settlements. For example, if one of your settlements is bordering a wheat, lumber, and sheep tile, then you get to take one wheat, one lumber and one sheep card. Do the same for your other settlement.
New settlements may only be built if they are connected to an existing road. So, after the setup phase, you may not build a new settlement and new road and place them anywhere on the island, only on a part of the island where you have an existing road network.
If you build a settlement on his road, you disrupt it yes. You can reach it by road or ship. The vacant spot has no neighboring settlements or cities. (There must be at least one empty spot between two settlements/cities)
Settlements, on the other hand, must be connected to at least one road, and you can only place one on a vacant intersection between three open adjacent intersections. If you don't want to build anything, however, you can also purchase a random development card for one grain, one wool and one or.
I know this isn't possible in regular Satan, but in these Dice rules, it seems you can build a city without building the settlement first. The rules state that the cities 'must be built following the sequence of their points' and that the city 'can only be built if it is next to an already built road'.
The distance rule means two things. One: the maximum number of settlements around any particular hex is 3, as they'll all be two spaces away from each other. Two: Placing a second settlement opposite the first on a hex (three segments away) closes off that hex for further development.

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