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I'd rather pay per document. I don't need the subscription and will likely cancel after this transaction. Consider offering a cheap per-page service in the future.
Anonymous Customer
2016-01-05
At first, I didn't understand what I needed to do first. I filled out the form I pulled up and then submitted it, but was sent to a page to choose which plan I wanted. When I realized I needed to choose a plan, I chose one, but then I had to fill out the form all over again! Then I submitted it, but the form again, but it wouldn't appear on my list of filled forms. My list only lhad a previous form from 7/15/2015. I chatted with a representative and she helped me get my second version on my list. This rep was extremely patient and nice, and did all she could to help me. I'm very happy I spoke with her.
Shirley D
2016-01-08
At first was a bit different in look and function but after a short time became very easy and logical to use. Still wish you could print directly from editing screen.
Hank
2016-03-02
This software is great! It not only makes it easy to add text, but also has a lot of additional functionality such as the ability to create links for others to fill in information on samesaid documents, etc.
Eric L
2017-12-27
Price point too high for how infrequent I would use this program but I did like its versatile options and over all user friendly templates, just had too play around a little bit to get it figured out!
Ryan S
2020-03-18
What do you like best?
It can edit and sigh.We can use it as daily works.
What do you dislike?
It can not merge more than two pages. If we have 2 or more pages to merge, it failed.
What problems are you solving with the product? What benefits have you realized?
None
User in Defense & Space
2019-08-15
Amazing customer support Amazing customer support. We had account and payment issues; and contacted via online help. We received prompt and frequent communication that helped us solve the issue within a few interactions (all over the weekend too!).
Kylie A
2020-03-01
Interesting product the pdfFiller. I would like to learn what else I can do with this software. The new look for the PDF is wonderful but I don't know if I would be able to use the old PDF from Microsoft. It seems I just paid my Microsoft subscription. It seems that the PDF is a software of it's own and doesn't come with the Microsoft Tools.
Denyse Misher P
2024-07-12
When I chatted with support When I chatted with support, I had had two different people who took the files I had been trying to merge unsuccessfully and merge them for me!!! Similarly when I had trouble with blank pages and missing pages in a merged document I found out it was because I was using Edge as my browser instead of Chrome. It would have been best if that had been in the program itself, but support really came through to help me out.
Bill Beardown
2023-11-20

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The federal subsidy recaptured is calculated by assessing the sale price of the home, the amount of interest the homeowner has in the residence, and other factors such as how much time passed between the close of the mortgage, whether the federally subsidized loan was paid off in full within four years of the closing,
The recapture is a tax provision that allows the Internal Revenue Service (IRS) to collect taxes on any profitable sale of asset that the taxpayer had used to offset his or her taxable income. If after four years, the equipment is sold for $3,000, the business will have a taxable gain of $3,000 — $2,000 = $1,000.
A federal subsidy recapture is the repayment of all or part of a federal mortgage subsidy if the home is sold or otherwise disposed of within nine years of receiving a federally-subsidized loan.
Depreciation recapture is assessed when the sale price of an asset exceeds the tax basis or adjusted cost basis. The difference between these figures is thus “recaptured” by reporting it as ordinary income.
Record the original purchase price of the asset. Compute the depreciation expense that you took or that was allowed. Subtract the taken or allowable depreciation expense from your original cost basis. Record the amount of your sales proceeds. Subtract your adjusted cost basis from your sales proceeds.
4. 1031 exchange. If you sell rental or investment property, you can avoid capital gains and depreciation recapture taxes by rolling the proceeds of your sale into a similar type of investment within 180 days. This like-kind exchange is called a 1031 exchange after the relevant section of the tax code.
Payment subsidies received on loans approved after October 1, 1979, are subject to recapture. This means that when the property is sold, transferred, or no longer occupied by the customer, all or part of the subsidy granted must be repaid to the government. Not all USDA Rural Development Loans are subject to recapture.
Answer: No, you can move and sell your home anytime with USDA 502 Guaranteed Loan. The USDA mortgage does NOT have any prepayment or early payoff penalty. You can sell/pay off your loan whenever you like without restriction or fees. This is also the case with other Government-backed loans like FHA and VA.

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