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2014-07-22
I'm looking for a form I've yet to find. KNOW there must be a form put out "Offer to Purchase & contract that is put out for Real Estate Brokers who are NOT REALTORS. Help!
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What is Expdatabreachsettlement?
In a class action, one or more people called the Class Representatives sue on behalf of all people who have similar claims. Together all of these people are called a Class or Class Members. One court resolves the issues for all Class Members, except for those Class Members who exclude themselves from the Class.
How do I know if I qualify for Equifax Settlement?
If you want to check whether your data was exposed, the FTC and official settlement site have an online tool you can use to check if you were part of the Equifax breach. You'll need to enter your last name and last six digits of your Social Security number to see if your data was part of the hack.
How much will I get from Equifax Settlement?
Under the terms of the settlement, affected consumers could potentially get up to $20,000 in reimbursement. But even if you didn't suffer any direct harm from the breach, you could claim free credit monitoring or a cash payout of up to $125 if you already have credit services in place.
Is there an Equifax breach settlement?
Some quick background: Equifax a major credit reporting agency announced the settlement with the Federal Trade Commission, Consumer Financial Protection Bureau, and 50 U.S. states and territories, on July 24. The settlement includes up to $425 million to help people affected by the data breach.
How do I find out if I was affected by the Equifax breach?
How can find out if you were affected by the Equifax data breach? It's easy. You can use a look-up tool to find out. You'll need to type in your last name and last six digits of your Social Security number.
What is a default time payment?
If you spent time remedying or addressing issues fairly traceable to the Data Breach and you do not make a claim for Documented Time, you may instead qualify for a cash payment of $20 per hour for two hours of time (up to $40). This is referred to as the Default Time.
What happens when you pay off a default?
A defaulted account will drop off your credit record six years after the default date. It doesn't matter what happens after the default whether you pay the account in full, start paying it, agree a partial settlement or don't pay anything at all, the account will still be deleted after six years.
How bad is a default on your credit report?
The effect of missed payments, defaults and CCS A missed payment on a bill or debt would lose you at least 80 points. A default is much worse, costing your score about 350 points. A CCJ will lose you about 250 points.
What happens after a default notice?
Once a default notice has been issued, the debt can be passed or sold to a debt collector. You may then start receiving letters and phone calls from the debt collector to chase up on the debt, and payments would need to be made to the debt collector rather than the original creditor.
What is Experian Data Breach Settlement?
The credit-reporting company has agreed to pay between $575 million and $700 million to settle state and federal investigations related to a massive security incident that exposed the personal information of more than 147 million Americans two years ago.
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