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What is water line protection?

A. It's a protection program that goes beyond your homeowners insurance and provides coverage for repairs to a broken or leaking water pipe. Normal wear and tear, corrosion, or even soil conditions can cause pipe problems. And you guessed it those repairs may be pricey.

Is water and sewer line protection worth it?

When It's Worth it to Get Covered Sewer line service is likely to cost thousands, so it's worth considering. Older homes are more likely to need sewer line repair as pipes age. ... If you were able to secure coverage for about $10 per month, your cost for a year of coverage is $120 for a year or $1,200 for a decade.

Do I need water and sewer line protection?

Most policies don't automatically cover sewage and drain backups, which can cause expensive damage if water and sewage backs up into your house. It may cost just $50 to add about $10,000 in sewage backup coverage. But that's for internal work not for water or sewer line repair outside the home.

How much does sewer line insurance cost?

Average Cost of Sewer Line Insurance When purchasing sewer line protection as standalone coverage, expect to pay about $10 to $15 per month or higher. We found plans that only covered sewer lines for under $10 per month, although pricing and availability may vary by location.

Is sewer line repair covered by homeowners' insurance?

Homeowners insurance doesn't cover sewer clogs at all, and a backup rider only covers the water damage to the home. ... So, if a tree root clogs or breaks your sewer line, sewer line insurance would pay to repair the drain. If that clog backs water up into your home, sewer backup insurance would cover the water damage.

Is there insurance for sewer pipes?

A. Most homeowners insurance policies typically don't cover repairs to your sewer line. That sewer pipe is all on you. But it could be on us, if you enroll in AWR's Sewer Line Protection Program and let us handle the mess and cost.

Should I get waterline insurance?

Water Line Insurance Offer The offer is that should the exterior water service line to your property fail, this insurance company will pay your claims to repair the line, from the foundation's edge to the property line (or to the well, should you have private water service).

Is water and sewer line insurance worth it?

When It's Worth it to Get Covered Insurance is designed to cover life's larger financial losses. Sewer line service is likely to cost thousands, so it's worth considering. ... For example, HomeAdvisor.com estimates the average cost to repair a sewer line at over $2,500 but cautions that costs could run much higher.

Does homeowners insurance cover water service line?

Does homeowners insurance cover repining? Typically, no. Most homeowners insurance policies consider whole-home repining to be a preventative measure that you'll have to pay out of pocket for. The good news, though, is that most policies will cover any damage from corroded or failing pipes.

Is Reserve worth the money?

Although Reserve are probably more expensive than local tradesmen, their guarantees and fixed price promises may well be worth paying a small premium.

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