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The simplest option, Extended Warranty, comes with a $3 monthly cost per device. You must enroll in the program within 30 days, and it covers a replacement only if your phone suffers a defect after the manufacturer's warranty has expired.
Typically, you are only eligible to enroll if you are within 30 days of activating or upgrading your device. For more information and to learn about participating carriers please visit our cell phone insurance features page.
Re: Insurance after buying phone. You have 30 days after the original purchase date to add insurance. ... There are two insurance programs you can sign up for: WPP is Wireless Phone Protection and only covers your phone if it's lost/stolen or damaged. You pay a deductible, and you get a new phone.
After enrollment into your program, there is no waiting period before filing a claim.
Cell phone insurance can be worth it if you're prone to damaging or losing your phone. ... We've done the calculations and find in the long term, cell phone insurance could cost more than repairing your phone without it.
A few manufacturers offer their own insurance programs if you buy an unlocked phone. Apple, for instance, offers AppleCare+ for unlocked iPhones purchased through its iPhone Upgrade Program. ZTE and Huawei provide a one-year warranty and customer service for people who buy unlocked phones directly from their websites.
Buying unlocked allows you to get nearly any device and use it on nearly any carrier. It's true freedom! Buying unlocked also means you can buy used devices. ... Another big advantage is that unlocked phones receive software updates directly from the manufacturer which usually means faster and more frequent updates.
With numbers like that, insuring your smartphone for repair or replacement might seem like a good idea, especially when premiums can be as low as $7 to $36 per month. But while that sounds great, it's not that simple. For each claim you file, you'll pay a deductible that could run anywhere from $29 to $225.
Cell Phone Insurance While warranty will cover you for mechanical breakdowns and faults, it's of no help if, like so many of us, you accidentally damage your device. ... Additional insurance will usually cover: Accidental damage including a cracked screen and water damage.
Cell phone insurance can be worth it if you're prone to damaging or losing your phone. ... We've done the calculations and find in the long term, cell phone insurance could cost more than repairing your phone without it.
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