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How to Protect Us Phone Contract

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Cell phone insurance can be worth it if you're prone to damaging or losing your phone. ... We've done the calculations and find in the long term, cell phone insurance could cost more than repairing your phone without it.
If you find yourself replacing your screen every six months or so, an insurance policy is probably a good idea. But if you've never filed a claim, and you're simply risked averse, an insurance policy might not make sense. An AppleCare+ with Theft and Loss policy costs $29930% of the total cost of an iPhone XS.
Cell phone insurance can be worth it if you're prone to damaging or losing your phone. ... We've done the calculations and find in the long term, cell phone insurance could cost more than repairing your phone without it.
If you (or your teenager) often drop or misplace your cell phone, it may be worth it to buy coverage along with the phone. Cell phone insurance isn't worth the cost if you rarely lose or break your phone. Plus, the manufacturer's warranty usually covers malfunctions in the first year.
The manufacturer's warranty covers problems like the phone not performing as it should. But it doesn't usually pay for lost, stolen, or physically damaged phones. ... Smartphone insurance usually covers lost, stolen, and damaged phones. And homelike the company AT&T uses, Asurioneven cover liquid damage.
Best for Apple Devices: AppleCare+ Any new iPhone comes standard with one year of warranty and three months of tech support, but you can extend this warranty for up to two years by purchasing Apple Care. It will cost you $100 or more plus a deductible, but it's worth it if you are particularly accident-prone.
Many cell phones come with a 1-year limited warranty which can be extended. Warranties usually cover manufacturing defects and hardware malfunctions but do not cover damage from accidents and misuse. Insurance costs you extra each month and helps you pay to fix cracked screens, water damage, and other repairs.
Cell phone insurance can be worth it if you're prone to damaging or losing your phone. If cracking your screen or dropping your phone in water is a rare occurrence for you, however, cell phone insurance may be a waste of money.
Insurance plans from the various carriers usually run between $6 and $12, depending on the cost of your phone. You'll also pay a deductible between $50 and $200 — again, depending on the cost of your phone.
Sprint offers cell phone insurance via their Sprint Complete program. Sprint Complete is administered by third party insurer Asuncion and costs between $9 and $19/month, depending on which tier you fall into (there are five). ... The carrier's Sprint Complete program protects you in case of damage, theft or loss.
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