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Smartest Protect coverage features include: Coverage for exterior surface damage, tires and wheels, glass and lenses, interior and upholstery, bumpers, missing and broken parts, and more (up to $5,000) Protection against excess mileage charges (up to $400)
Email. GMAC Smart Lease is a leasing program from the captive financing company for General Motors, a financial company that is dedicated to helping customers get into General Motors cars, trucks and vans, in addition to providing “GMAC loans” or financing for new or used General Motors vehicles.
Smart Buy works just like a lease, in that you only pay the depreciation plus interest, and have an option of buying at the residual at the end of the term. However, in Smart Lease (or any lease) you only pay sales taxes on the depreciated amount (tax on your monthly payment).
Includes Destination Charge. Excludes title, taxes, registration, license fees, insurance, dealer prep and additional options. Total monthly payments equal $7,164. Cash due at signing includes $1,199 capitalized cost reduction, $295 acquisition fee and first month's lease payment of $199.
For individual lessees, Ally offers Smartest®, a closed-end lease that is available for select makes and models. With Smartest: The leasing terms and mileage limits are fixed upfront, so your customer is not responsible for the residual value at the end of the lease.
An Ally Bank auto loan may be good if you want multiple loan options for a variety of vehicle types with easy payment choices including automatic payments and online account management. But these loans are only available through car dealerships that partner with Ally, so you're limited to those locations.
The truth is almost no one needs to get excess wear and tear protection from some anonymous, 3rd-party company. Because most leases give us a damage allowance. Scratches shorter than the width of a credit card are considered normal wear and tear. Most carpet stains are considered normal wear and tear.
Excess Wear & Tear Coverage Covers most excess wear charges up to $5,000 on new or certified pre-owned vehicles such as paint damage, exterior surface dents, interior surface rips, tears, stains and spotting, windshield glass chips, wheel covers and more! Covers excess tire wear with less than 1/8” remaining tread.
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