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Who keeps the title deeds to my house?

If there is a mortgage then the deeds will be kept by the mortgage lender. ... If no mortgage is held on a property then the title deeds will be kept by the owner. They can either be kept in the home or they can be held by a solicitor.

How do I get the deed to my house?

Head to the Courthouse. If you want a copy of your house deed, you can easily get one for a small fee. ... Mail and Fax Your Request. Many counties allow you to request copies of certified or noncertified deeds by mail. ... Access the Records Online. ... Use the Title Company. ... Hire an Attorney.

Who holds the deed to my house?

The deed to your house is the official document stating who has an ownership interest in the property. While new owners receive a copy of the deed at the time of transfer, additional copies are available as public records at the Office of Assessor-Recorder's office or County Recorders Office.

Are house deeds public record?

Generally, a real estate deed is recorded in the county where the property is located. In most counties, the recorder, clerk, or register of deeds is responsible for maintaining land records. To be recorded, the document must meet both statutory and local requirements.

Can anyone get a copy of a deed?

Quitclaim deeds are part of public record. This means anyone who wants a copy can obtain one. One way to get a copy of this type of deed is to visit your local county recorder's office. ... The county clerk's office contains copies of public records such as marriage licenses, birth and death records, and property deeds.

Do I get the deed to my house at closing?

Both the warranty deed and deed of trust are recorded with the county clerk or recorder. Generally, the lender sends the documents to be recorded after the closing. The recording fees are included in your closing costs. Typically, the lender will provide you with a copy of the deed of trust after the closing.

Does a deed mean you own the house?

A house deed is a written document that shows who owns a particular property. When someone is ready to buy a house, the buyer and seller must sign a deed in order to transfer the property's ownership rights to the new homeowner. A deed is an important legal tool.

What is the difference between the title and the deed of a house?

Title is the legal way of saying you own a right to something. ... Deeds, on the other hand, are actually the legal documents that transfer title from one person to another. It must be a written document, according to the Statute of Frauds. Sometimes the Deed is referred to as the vehicle of the property interest transfer.

Who owns the deed to my house?

The deed to your house is the official document stating who has an ownership interest in the property. While new owners receive a copy of the deed at the time of transfer, additional copies are available as public records at the Office of Assessor-Recorder's office or County Recorders Office.

Is a deed proof of ownership?

Ownership Evidenced by Title or Deed The title or deed to a piece of property, whether it be land or vehicle, is the most basic form of proof of ownership. Deeds should be recorded with the county where the property is located.

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