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Most new models are introduced between July and October, so this is the time that you should try to lease to maximize your savings. The only time it doesn't matter when your lease is if the manufacturer is offering special lease deals.
Best Lease Deals for March 2020.
Choose cars that hold their value. When you lease a vehicle you are paying for its depreciation, plus interest, tax and some fees. Check leasing specials. Price the car. Get quotes from dealers. Spot your best deal. Ask for lease payments. Close the deal.
High Residual Value. Leasing experts agree that the most important factor in a lease is the vehicle's residual value, which is a prediction of what it will be worth at the end of the lease term. Low Money Factor. Low Fees. Customer Retention and Conquest Offers.
Negotiate the interest rate (money factor) on the lease to a level appropriate to current market interest rates. Also, when the lease ends you typically have the right to buy the car at the residual value.
However, putting money down does reduce your monthly payment. For example: Let's say your lease costs $5,000 for 24 months including taxes. If you make a $1,500 down payment, you're going to pay $3,500 over that 24-month lease term, which makes your monthly payment $145.84.
Shortly After the Model is Introduced A good time to pick when you are leasing a car is waiting until shortly after the model is first introduced. This may seem like it is counterintuitive, but it is the time when the residual value will be high, so you can save cash on the depreciation cost.
The Best Time of Year to Lease a Car. Timing your lease can be important if you want to maximize savings. Generally, the best time to lease a car is shortly after the model is introduced. That's when the residual value will be the highest — meaning you'll likely save money on the depreciation cost.
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