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In July, credit bureau Equifax agreed to pay nearly $700 million over its massive 2017 data breach. Under the terms of the settlement, affected consumers could potentially get up to $20,000 in reimbursement.
Last week, Equifax agreed to a $575 million up to $700 million settlement over its major 2017 data breach. It entitles affected consumers to free credit-monitoring offerings or an $125 payout, plus the potential for more cash back if you can document losses as a result of the incident.
According to the breach settlement website, the settlement will not become final until all appeals have been resolved, and there is no timeline for that. The period for filing initial claims in the Equifax data breach settlement ended Jan. 22. If you filed a claim, all that's left now is waiting for benefits to arrive.
Equifax Won't Give Anyone $125 After All. In 2017, the credit bureau Equifax had one of the biggest security breaches in history, with hackers acquiring the personal information of 147 million people. That includes names, dates of birth, and Social Security numbers.
You can file online or by mail. If you file by mail, you can download and print the claim form, fill it out and mail it with any supporting documentation. You also can request a claim form be mailed to you by calling 1-833-759-2982 or emailing info@EquifaxBreachSettlement.com.
The next six years would be with Equifax. Victims of the breach who didn't want the credit monitoring could receive a cash payment instead. The settlement offered two choices: Opt for up to 10 years of free credit monitoring or receive a payment instead. That could include the time spent freezing credit reports.
The Equifax settlement was announced July 22 and the official settlement website, www.equifaxbreachsettlement.com, started accepting claims July 25. The deadline to file a claim is Jan. 22, 2020.
In September 2017, Equifax announced a data breach that exposed the personal information of 147 million people. The company has agreed to a global settlement with the Federal Trade Commission, the Consumer Financial Protection Bureau, and 50 U.S. states and territories.
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