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Property deeds are public record and available from the recorder's office or property records office of the county in which your home is located. When you purchase a house or other real property, you'll usually receive the deed when you close on the sale.
It typically looks like 2 sheets of legal sized paper with names and a legal description on it. It's called a deed. A real estate title comes in many shapes forms and sizes, usually a deed. Deeds can be warranty deeds, foreclosure deeds, quitclaim deeds, etc.
For real estate purposes, title refers to ownership of the property, meaning that you have the rights to use that property. Deeds, on the other hand, are actually the legal documents that transfer title from one person to another. It must be a written document, according to the Statute of Frauds.
Where are my title deeds? HM Land Registry records are digital, so we don't store paper title deeds. So, if you're trying to track down your original deeds, they could be with the solicitor who acted for you when you bought the property, or possibly with your mortgage company if you have a mortgage.
You've paid off your mortgage loan, and you're ready to celebrate. But before you do that, you first need to officially inform your county's land records office that you have finished paying back your loan. Do this correctly, and you will receive your mortgage note or deed of trust.
Home title fraud occurs when someone obtains the title of your property usually by stealing your identity to change ownership on your property title from your name to theirs. The fraudster can then secure as many loans as possible using your equity as collateral.
Advertisements may try to convince you to buy Home Title Lock. But if you get your own title insurance, the monitoring service they provide really isn't necessary. Simply knowing that there are things going on affecting your title is not the same as being protected if someone challenges the ownership of your home.
Deed fraud occurs when someone steals your identity, forges your name on a deed, and takes title to your home. While it may seem that it should be a simple matter to get your home back after becoming a victim of deed fraud, nothing in the law is very simple. Beatty had merely forged a deed to the home and moved in.
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