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2019-10-15
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How long will it take? The entire counseling process must be completed in a single session. Most people complete counseling in 20-30 minutes.
Once on file, entrance counseling has no expiration date and your MPN is valid for ten years as long as you are borrowing loans. You are not required to complete them annually, though you are able and certainly welcome to do so. Click the following links for more information about entrance counseling and MPN.
Student loan entrance counseling is a mandatory process that is intended to help borrowers better understand the responsibilities that they will be taking on with this federal loan. Finally, it will discuss repayment options for students and resources they have access to as borrowers.
What is PLUS Credit Counseling? PLUS Credit Counseling will help students and parents understand the obligations associated with borrowing a PLUS loan and assist them in making careful decisions about taking on student loan debt.
What is Student Loan Entrance Counseling? Student loan entrance counseling is a mandatory process that is intended to help borrowers better understand the responsibilities that they will be taking on with this federal loan. The goal is to lower the rates of delinquency and default in student loan borrowers.
Parents taking out a Direct PLUS Loan to help pay for their children's education expenses do not have to complete entrance counseling.
Use your My Federal Student Aid account or the National Student Loan Data System (HOLDS) to find out how much you owe in federal loans and visit AnnualCreditReport.com or call your school's financial aid office to find out your private loan balance.
If you meet your aggregate loan limit for a particular loan type, you are no longer eligible to receive money for that type of loan.
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