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(Making you key it in serves as an added security measure to foil a thief who doesn't know the numbers.) But it's usually unnecessary at brick-and-mortar stores, so just say no. And your ZIP code certainly shouldn't be posted on social media or other public websites.
Or worse, your ZIP code may find its way to scammers who will couple it with other bits of personal data to steal your identity. Often you have to provide a ZIP code when you use a credit card at an untended machine, such as a gasoline pump.
That five-digit zip code is one of the key items data brokers use to link a wealth of public records to what you buy. They can figure out whether you're getting married (or divorced), selling your home, smoke cigarettes, sending a kid off to college or about to have one.
How your name and address can lead to identity theft. This can include details like Social Security number, birthdate, or name and address. Depending on what identity thieves find, they can do things like open new credit accounts, steal from existing accounts or commit other crimes using a fake identity.
The court concluded requesting a ZIP code is not much different from asking for a phone number or home address. It is not illegal in California for a retailer to see a person's ZIP code or address, the ruling notes: For instance, one can request a customer's driver's license to verify his or her identity.
If the scammer was able to obtain your personal identifying information (social security number, date of birth, etc.), then you need to contact all three credit bureaus and place a free 90-day fraud alert on your credit reports.
The Zip Code System is No Longer Strictly Necessary. The ZIP code system was first introduced because the Postal Service was beginning to be overwhelmed with the volume of mail they needed to process in a timely manner, most of which originally were processed by hand.
The term ZIP is an acronym for Zone Improvement Plan. It was chosen to suggest that the mail travels more efficiently and quickly (zipping along) when senders use the code in the postal address.
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