Store Equation Deed For Free

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Store Equation Deed: easy document editing

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There's no legal requirement for a seller to hand over deeds, however most solicitors or conveyances, acting on a buyer's behalf, will get these for you as part of their service. If you contact HM Land Registry then they can let you know whether your property is registered with them or not.
When you pay off your mortgage you might be required to pay the mortgagee (the lender) a final fee to cover administration and the return of your deeds). At this time your deeds will be sent to you for safekeeping. You can either keep them safe or ask your bank or solicitors to hold them for you.
In times gone past, solicitors would generally hold their clients deeds, but due to rising insurance costs and the expense of replacing lost, stolen or damaged title deeds, the majority of solicitors no longer offer this service to clients.
A Solicitor will usually store them for you free of charge if you want them to. They do this in the hope you might give them the chance to quote for any purchase, Will etc in the future.
Deeds must be recorded in the courthouse or assessor's office to make them fully binding in most states, but a failure to file them does not change the transfer of title.
If no mortgage is held on a property then the title deeds will be kept by the owner. They can either be kept in the home or they can be held by a solicitor.
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