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Who holds the grant deed?

A grant deed is a legal document used to transfer ownership of real property. The granter is the person transferring the property, and each granter must sign the deed.

What is an individual grant deed?

DEFINITION of Grant Deed A grant deed is a legal document used to transfer ownership of real property. ... The grant deed shows that the title has not already been granted to another person.

What does a grant deed mean?

A grant deed is used in some states and jurisdictions for the sale or other transfer of real property from one person or entity to another person or entity. Each party transferring an interest in the property, or “granter”, is required to sign it.

What is the main purpose of a grant deed?

Function of Deed Like a quitclaim or warranty deed, the main purpose of the grant deed is to transfer property title from one person to another, such as from a seller to a buyer.

What is the difference between a deed and a grant deed?

A grant deed is the instrument used to transfer title to an interest in real property from one owner to someone else. The use of the word “grant” means the deed comes with certain warranties. A deed of trust is the security instrument given to a lender to secure a loan or other obligation.

How do I get a grant deed?

Once filed, Grant Deeds are public records. You can usually obtain a copy from the local recorder's office in the county the property is located. Counties vary on how you can request a copy. Some counties provide online services and others may require you to visit the recorder's office.

Who keeps the title deeds to my house?

The deeds will only be returned to the owner once the mortgage on the property has been fully paid, although photocopies of the deeds can be requested at any time. If no mortgage is held on a property then the title deeds will be kept by the owner. They can either be kept in the home or they can be held by a solicitor.

How do I get the deed to my house?

Head to the Courthouse. If you want a copy of your house deed, you can easily get one for a small fee. ... Mail and Fax Your Request. Many counties allow you to request copies of certified or noncertified deeds by mail. ... Access the Records Online. ... Use the Title Company. ... Hire an Attorney.

Does a deed mean you own the house?

A house deed is a written document that shows who owns a particular property. When someone is ready to buy a house, the buyer and seller must sign a deed in order to transfer the property's ownership rights to the new homeowner. A deed is an important legal tool.

Do you get a deed at closing?

Both the warranty deed and deed of trust are recorded with the county clerk or recorder. Generally, the lender sends the documents to be recorded after the closing. The recording fees are included in your closing costs. Typically, the lender will provide you with a copy of the deed of trust after the closing.

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