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An extended warranty is a credit card feature offered by Visa, Mastercard, Discover and American Express that will match and exceed the length of a manufacturer's warranty on eligible purchases. Purchases that typically do not have a manufacturer's warranty would not be eligible for an extended warranty.
Yes, as long as you use your covered Visa card for the purchase and the eligible item has a valid original manufacturer's written U.S. repair warranty of three years or less, store purchased dealer warranty, or assembler warranty.
Your credit card can extend a manufacturer's warranty for free, but sometimes you get what you pay for. That is, unless you have a credit card with extended warranty coverage. Credit card extended warranties typically cover you for one year after the initial warranty expires.
Visa is the trickiest. It only offers a warranty extension on its “signature” cards, but on those, it will extend the warranty (up to one year) on warranties of three years or less, according to its website.
Warranty Manager Service offers Extended Warranty Protection that doubles the time period of the original manufacturer's written U.S. repair warranty up to one (1) additional year on eligible warranties of three (3) years or less when an item is purchased entirely with your eligible Visa card.
The extended warranty offered by your credit card typically adds up to a year of additional coverage to eligible purchases. It mirrors the terms of the original manufacturer's warranty for example, if the original warranty covers only manufacturing defects, then the extended warranty will do the same.
The original store receipt. A copy of your credit card statement showing the purchase date and description of the item. A copy of the manufacturer's warranty. Any purchased contract warranty agreement. A photo of the item. A repair estimate.
An extended warranty is actually an insurance policy on your vehicle, a safeguard against expensive, unforeseen repairs. It covers repairs for an agreed-upon period of time and miles. Extended auto warranties are really vehicle service contracts because they cost extra and are sold separately.
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