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Is a warranty deed a title?

A warranty deed is a type of deed where the granter (seller) guarantees that he or she holds clear title to a piece of real estate and has a right to sell it to the grantee (buyer), in contrast to a quitclaim deed, where the seller does not guarantee that he or she holds title to a piece of real estate.

What does a warranty deed guarantee?

A warranty deed is a type of deed where the granter (seller) guarantees that he or she holds clear title to a piece of real estate and has a right to sell it to the grantee (buyer), in contrast to a quitclaim deed, where the seller does not guarantee that he or she holds title to a piece of real estate.

Does a warranty deed mean you own the property?

A warranty deed is a document often used in real estate that provides the greatest amount of protection to the purchaser of a property. It pledges or warrants that the owner owns the property free and clear of any outstanding liens, mortgages, or other encumbrances against it.

Does a warranty deed prove ownership?

A warranty deed is one type of proof of ownership; it shows the name of the owner and gives a brief description of the property. The previous owner or party granting you ownership signs the warranty deed, showing your rights to the property. A quitclaim deed is the other main type of property deed.

What is a warranty deed on a property?

A warranty deed is a type of deed where the granter (seller) guarantees that he or she holds clear title to a piece of real estate and has a right to sell it to the grantee (buyer), in contrast to a quitclaim deed, where the seller does not guarantee that he or she holds title to a piece of real estate.

Is a warranty deed and a deed the same thing?

Any type of deed functions to transfer ownership of property between two parties. Different types of deeds can be used to meet specific needs of the seller and buyer. The warranty deed is commonly used when a property is purchased at or around its fair market value.

Does a deed mean you own the house?

A house deed is a written document that shows who owns a particular property. When someone is ready to buy a house, the buyer and seller must sign a deed in order to transfer the property's ownership rights to the new homeowner. A deed is an important legal tool.

What is a warranty deed transfer?

A warranty deed is a legal document that people use to transfer property. A warranty deed states that a property owner has sole claim to the property in other words, that no other entity has a lien on the piece of land or home. ... A warranty deed gives the property purchaser much more protection.

How do you prove ownership of a property?

Get a copy of the deed to the property. ... Produce copies of purchase documents. ... Use the certificate of title for a mobile home. ... Gather property tax receipts. ... Get copies of mortgage payment records. ... Provide proof of homeowner's insurance in your name. ... Complete an affidavit of ownership.

Who files a warranty deed?

A warranty deed transfers property from the current property owner (granter) to one or more new owners (grantees). By signing the warranty deed, the granter guarantees the grantee against all title issues, regardless of when they arose. This guarantee is not limited to the time when the granter owned the property.

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