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All liability insurance policies shall name Buyer its officers directors employees agents representatives Affiliates subsidiaries successors and assigns as additional insureds shall be primary to any other insurance carried by Buyer and shall provide coverage consistent with ISO Form CG 2026 11/85 or the combination of ISO Form CG20100704 and CG20370704 or their equivalents and shall maintain the required coverages including but not limited to pe...

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Hey guys what's going on today I want to talk to you about what a blanket additional insured endorsement is and why you need one hey what's up guys Rob McCarthy here with G R BM insurance and today were going to talk to you about what a blanket additional insured endorsement is a blanket additional insured endorsement is basically a requirement for every contractor if you don't have a blanket additional insured endorsement you're going to be paying each time you need to list someone as additional insured on your insurance policy which is you weren't keeping track of before you might start if you had to pay fifty or a hundred bucks each time you needed one the benefit of that blanket additional insured in door sent is anybody whether it's the general contractor the building owner the tenants' anybody at all that you need to list as additional insured can be listed as additional insured with no charge you pay one time generally it varies based on the company but as little as a hundred bucks and as high as maybe twelve hundred bucks depending on you know the overall size of your policy but it's a must-have it allows you to just not have to worry about it honestly it's far cheaper to just pay for the blanket additional insured up front instead of getting nickel and dimmed each time you need a certificate for example on some projects it just gets out of hand one of our clients had over 50 additional insured needed on just one certificate if he didn't have blanket additional insured I mean I can't do that math but 50 times lets just call it 50 bucks each that's that's 2500 bucks just for one certificate that doesn't make sense and that's just one job at the end of the day buying a blanket additional insured is one of the best bang for your buck endorsements you can get on your policy now here's the deal not all additional insured endorsements are created equal there's really two main ones that are used very commonly throughout the insurance industry there's the CGT 2010 and the CG 2037 now I know that kind of sounds like jumbled and blah blah blah but I'm going to explain it to you the 2010 allows you to have additional insured for any of your ongoing work which means while your guys are actually there swinging hammers etc the 2037 gives additional insurance status after you leave just pay for the blanket additional insurance or sent you'll thank me later there are three things you need to keep in mind when it comes to additional insured endorsements number one just because you're named as additional insured on somebody else's policy does not mean you don't need insurance number two be sure to review the contract as a requirement to be additional insured it's typically has to be in a written contract, so you need to make sure everything that you need is in that contract number three always ask for a copy of the additional insured endorsement if you don't have a copy of it you don't know how the wording is if you're actually covered if you're not if it...

People Also Ask about

What is the difference between CG 20 10 and CG 20 33?

The blanket additional insured that most resembles the CG 20 10 is the CG 20 33. A significant difference between the CG 20 10 and CG 20 33, is CG 20 33's requirement that there must be a written contract or agreement between the additional insured and the named insured.

What is CG2010 07 04 endorsement?

Cg 20 10 07 04 Liability Endorsement Form is a legal document that is designed to add the named insured's liability coverage as an additional insured on another insurance policy.

What is the difference between CG2010 and CG2037?

CG2037 4/13 This endorsement contains the same limitations and conditions as the CG2010 EXCEPT that this endorsement insures the additional insured for completed operations of the contractor and not ongoing operations. This endorsement supplements the CG2010.

What is a CG 20 37 endorsement?

CG 20 37 04 13: Additional Insured – Owners, Lessees Or Contractors – Completed Operations. Covers the additional insured for liability arising from injury or damage occurring after the work is completed.

What is CG 20 37 07 04?

CG 20 37 (Edition 07/04): Coverage applies to BI (bodily injury) and PD (property damage) only caused in whole or in part by: “Your acts and omissions or the acts or omissions of others acting on your behalf”.

What is a CG 2010 07 04 endorsement?

Cg 20 10 07 04 Liability Endorsement Form is a legal document that is designed to add the named insured's liability coverage as an additional insured on another insurance policy.

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What is pdf cg20370704?

PDF CG20370704 is a form used for reporting certain information to the relevant authorities.

Who is required to file pdf cg20370704?

pdf cg20370704 must be filed by individuals or entities who meet certain criteria set by the authorities.

How to fill out pdf cg20370704?

To fill out pdf cg20370704, you need to carefully follow the instructions provided on the form and provide accurate information.

What is the purpose of pdf cg20370704?

The purpose of pdf cg20370704 is to gather specific information for regulatory or compliance purposes.

What information must be reported on pdf cg20370704?

pdf cg20370704 requires reporting of certain financial or other relevant information as specified by the authorities.