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C CONSTRUCTION L AW Reproduced by permission. 2007 Colorado Bar Association, 36 The Colorado Lawyer 45 (November 2007). All rights reserved. Additional Insured and Insured Contract Liability Insurance

How to fill out additional insured and insured

1. To fill out the additional insured section, you will need to provide the name and contact information of the person or entity that you want to add as an additional insured on your insurance policy. This can include contractors, landlords, or other parties who may be involved in the project or have an interest in your business.
2. In the insured section, you will need to enter your own name and contact information as the primary insured. This is usually the individual or company that purchased the insurance policy.
3. Additionally, you may need to include any specific requirements or endorsements that the additional insured party has requested. This could include specific coverage limits or a certain level of protection.
4. It is important to accurately fill out these sections to ensure that the proper parties are covered under the insurance policy. Providing incorrect or incomplete information could result in a claim denial or other issues in the event of a loss.
5. As for who needs additional insured and insured, it largely depends on the specific situation and the relationship between the parties involved. Generally, contractors, sub-contractors, landlords, and other parties who have a financial or legal interest in your business or project may request to be added as additional insured.
6. For example, if you are a general contractor working on a construction project, the property owner or main contractor may require you to add them as an additional insured on your policy to protect their interests in case of any issues or damages that may arise.
7. Similarly, if you are a tenant renting a commercial space, your landlord may request to be listed as an additional insured on your liability insurance policy to ensure they are protected from any liability claims related to your business.
8. Ultimately, the decision to add someone as an additional insured should be carefully considered and discussed with your insurance agent or broker to assess the necessary coverage and potential implications.
9. It is always recommended to review your insurance policy and consult with a professional to understand the specific requirements and options for adding additional insured parties.

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What is additional insured and insured?

Additional insured is a person or entity who is added to an insurance policy and is provided coverage under that policy. Insured is the person or entity who holds the insurance policy and is covered by it.

Who is required to file additional insured and insured?

The person or entity who wants to add someone as an additional insured needs to file a request with the insurance provider. The insured is typically the one who purchases the insurance policy.

How to fill out additional insured and insured?

To fill out an additional insured form, the insured needs to provide the name and contact information of the additional insured, as well as details about the coverage they are requesting. The insured must also sign the form to authorize the addition of the additional insured.

What is the purpose of additional insured and insured?

The purpose of adding someone as an additional insured is to provide that person or entity with some level of protection under the insurance policy of another party. The insured is covered by the policy they purchase to protect themselves from liabilities and risks.

What information must be reported on additional insured and insured?

The information required for an additional insured includes the legal name of the additional insured, their relationship to the insured, and the specific coverage they are requesting. The insured must provide their personal information, policy details, and any relevant claims history.

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