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A personal touch: Text messaging for loan repayment* Dean Harlan Melanie Morten Jonathan Binman February 2012 ABSTRACT We worked with two microlenders to test impacts of randomly assigned reminders
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Start by identifying the purpose of the personal touch text. Whether it is for a special occasion, a professional email, a thank-you note, or any other situation, determine the specific reason for writing the personal touch text.
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Consider the recipient of the personal touch text. Reflect on your relationship with the person and tailor your message accordingly. Think about their interests, preferences, and any shared experiences that can be incorporated into the text.
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Begin the personal touch text with a warm and personalized greeting. Address the recipient by their name and use a friendly tone to create a sense of familiarity and connection.
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Use specific details and examples to make the personal touch text more meaningful. Share personal anecdotes, memories, or compliments that are relevant to the purpose of the text. This will demonstrate that you have put thought and effort into the message.
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Express genuine emotions and sentiments in the personal touch text. Whether it is gratitude, joy, sympathy, or excitement, be sincere and heartfelt in your words. This will create a genuine connection with the recipient.
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Be concise and clear in your writing. Use simple language and avoid lengthy explanations or unnecessary details. Keep the personal touch text focused and to the point, while still maintaining a personal touch.

Who needs a personal touch text?

01
Individuals sending thank-you notes: Whether it's for a gift, a favor, or an act of kindness, people often use personal touch texts to express their gratitude and appreciation.
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Professionals reaching out to clients or colleagues: Personal touch texts can be used in business settings to build relationships, show appreciation, congratulate achievements, or simply maintain an open line of communication.
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Family and friends during special occasions: Personal touch texts are commonly used to send birthday wishes, anniversary greetings, holiday messages, or to share heartfelt congratulations or condolences.
04
Individuals expressing sympathy or support: When someone is going through a difficult time, such as the loss of a loved one or a challenging situation, personal touch texts can provide comfort and convey empathy.
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Couples in romantic relationships: Personal touch texts are a common way for couples to express their love, celebrate milestones, and keep the emotional connection strong.
By following these steps and considering the appropriate situations, anyone can effectively fill out a personal touch text and create a meaningful and genuine message for the recipient.
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A personal touch text is a document that contains personal messages or notes.
Anyone who wants to send personalized messages or notes to someone else.
Simply write your personal message or note in the designated space provided.
The purpose is to add a personal touch or connection when sending a message or note.
There is no specific information required, it is up to the sender to decide what to include.
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