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Consumer Counselor Insurance Information for Michigan Consumers Monitor: An Exception to “Default” What Is Monitor? Under no-fault auto insurance, a driver can only be sued under certain circumstances,

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How to fill out mini-tort - Michigan:

01

Gather necessary information: Start by collecting all relevant information about the incident, such as the date, time, and location of the accident, the names and contact information of all parties involved, and any witness accounts or police reports.

02

Determine fault: Determine who was at fault for the accident. In Michigan, the mini-tort law allows an individual to seek compensation for vehicle damage up to $1,000 if they are less than 50% at fault for the accident. If you were at fault, you may not be eligible for mini-tort compensation.

03

Obtain the necessary forms: Visit the Secretary of State's website or their nearest branch office to obtain Form TR-12, also known as the Mini-Tort Claim Affidavit. You can also request this form from your insurance provider.

04

Complete the form: Fill out the Mini-Tort Claim Affidavit accurately and thoroughly. Provide all requested information, including your name, address, insurance information, and a detailed description of the accident. Be sure to include the costs associated with the vehicle damage you are seeking compensation for.

05

Include supporting documentation: Gather any supporting documentation that can strengthen your claim, such as photos of the vehicle damage, repair estimates, and any applicable insurance statements or police reports.

06

Submit the claim: Once the form is completed and all supporting documentation is gathered, make copies for your records and submit the original claim to the at-fault driver's insurance company. Keep a record of all communication and follow up if necessary.

Who needs mini-tort - Michigan?

01

Individuals seeking compensation for vehicle damage: The mini-tort law in Michigan is designed to provide compensation for vehicle damage up to $1,000. If you have suffered vehicle damage in an accident where you were less than 50% at fault, you may be eligible to seek compensation through mini-tort.

02

At-fault driver's insurance: The mini-tort claim is typically filed against the insurance company of the at-fault driver. If you are the at-fault driver, your insurance may need to pay the mini-tort claim of the other party involved in the accident.

03

Individuals filing the mini-tort claim: If you are seeking compensation for vehicle damage through mini-tort, you will need to follow the necessary steps to properly fill out and submit the claim. It is important to have all the required information and documentation to strengthen your case.

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What is mini-tort - michigan?

Mini-tort in Michigan is a provision that allows vehicle owners to recover up to $1,000 for vehicle damage from the at-fault driver's insurance company.

Who is required to file mini-tort - michigan?

The vehicle owner whose car is damaged in a car accident and the at-fault driver's insurance company are required to file a mini-tort claim in Michigan.

How to fill out mini-tort - michigan?

To fill out a mini-tort claim in Michigan, you will need to complete a mini-tort form available from the Michigan Department of Insurance and Financial Services and submit it to the at-fault driver's insurance company.

What is the purpose of mini-tort - michigan?

The purpose of mini-tort in Michigan is to provide a quick and efficient way for vehicle owners to recover vehicle damage costs that are not covered by insurance.

What information must be reported on mini-tort - michigan?

The mini-tort claim in Michigan must include details of the accident, the vehicle damage, repair estimates, and any other relevant information.

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