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Federal Student Aid Public Service Loan Forgiveness Program Questions and Answers (Q&As) for Federal Student Loan Borrowers The following questions and answers (Q&As) provide federal student loan
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What is public service loan forgiveness?
Public Service Loan Forgiveness (PSLF) is a program that forgives the remaining balance on Federal Direct Loans after making 120 qualifying payments while working full-time for a qualifying employer.
Who is required to file public service loan forgiveness?
Borrowers who have made 120 qualifying payments on their Federal Direct Loans while working full-time for a qualifying employer are eligible to apply for PSLF.
How to fill out public service loan forgiveness?
Borrowers can fill out the Public Service Loan Forgiveness (PSLF) Application for Forgiveness form and submit it along with proof of qualifying employment.
What is the purpose of public service loan forgiveness?
The purpose of PSLF is to incentivize individuals to work in public service jobs by forgiving their remaining student loan balance after meeting specific criteria.
What information must be reported on public service loan forgiveness?
Borrowers must report their qualifying employment, payment history, and any other required documentation to apply for PSLF.
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