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FEDERAL TRUTH-IN-LENDING DISCLOSURE STATEMENT (THIS IS NEITHER A CONTRACT NOR A COMMITMENT TO LEND) Applicants: Prepared By: Property Address: Application No: Check box if applicable: Date Prepared:

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What is federal truth in lending?

Federal truth in lending is a set of federal laws designed to promote the informed use of consumer credit by requiring disclosure about its terms and costs.

Who is required to file federal truth in lending?

Lenders and creditors are required to file federal truth in lending disclosures.

How to fill out federal truth in lending?

To fill out federal truth in lending disclosures, lenders must provide information about the terms and costs of the credit being offered.

What is the purpose of federal truth in lending?

The purpose of federal truth in lending is to provide consumers with clear and accurate information about the terms and costs of credit so they can make informed decisions.

What information must be reported on federal truth in lending?

Information such as the annual percentage rate (APR), finance charges, total amount financed, and total payments must be reported on federal truth in lending disclosures.

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