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List of Subjects in 12 CFR part 1002 Aged, Banks, Banking, Civil rights, Consumer protection, Credit, Credit unions, Discrimination, Fair lending, Marital status discrimination, National banks, National
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What is final rule on ecoa?
The final rule on ECOA, also known as the Equal Credit Opportunity Act, is a regulation that prohibits lenders from discriminating against applicants on the basis of race, color, religion, national origin, sex, marital status, age, or whether an applicant receives income from a public assistance program.
Who is required to file final rule on ecoa?
Lenders and creditors who extend credit to consumers are required to comply with the final rule on ECOA.
How to fill out final rule on ecoa?
The final rule on ECOA must be filled out by providing accurate and non-discriminatory information about the credit applicants.
What is the purpose of final rule on ecoa?
The purpose of the final rule on ECOA is to promote fair lending practices and ensure that credit decisions are based on an individual's creditworthiness rather than personal characteristics.
What information must be reported on final rule on ecoa?
The final rule on ECOA requires reporting of information related to the credit application process, including the applicant's personal information and the reasons for credit approval or denial.
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