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57 11-2 P R E D AT O R Y L E N D I N G What to look for on the Federal Truth in Lending Disclosure Statement: Annual Percentage Rate: A term used to represent the percentage relationship of the loan

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What is truth-in-lending disclosure statement?

Truth-in-lending disclosure statement is a document that provides borrowers with important information about the terms and costs of their loans.

Who is required to file truth-in-lending disclosure statement?

Financial institutions and lenders are required to file truth-in-lending disclosure statements.

How to fill out truth-in-lending disclosure statement?

To fill out a truth-in-lending disclosure statement, the lender must provide information on the loan amount, interest rate, total repayment amount, and other loan terms.

What is the purpose of truth-in-lending disclosure statement?

The purpose of truth-in-lending disclosure statement is to ensure that borrowers are aware of the costs and terms associated with their loans.

What information must be reported on truth-in-lending disclosure statement?

Information such as the APR, finance charges, total loan amount, payment schedule, and any prepayment penalties must be reported on the truth-in-lending disclosure statement.

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