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Desktop Underwriter Industry Leading Automated Underwriting System Fannie Mae s Desktop Underwriter (DU) has a proven history of providing lenders a comprehensive credit risk assessment that determines
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Desktop underwriting is an automated system used by lenders to evaluate a borrower's creditworthiness and determine the terms of a loan.
Lenders are required to file desktop underwriting in order to assess the risk associated with issuing a loan to a borrower.
Desktop underwriting is typically filled out by inputting the borrower's financial information and credit history into the automated system.
The purpose of desktop underwriting is to streamline the loan approval process and make more accurate lending decisions.
Information such as the borrower's income, assets, credit score, and debt-to-income ratio must be reported on desktop underwriting.
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