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Jan 15, 2010 ... Federal Reserve. System. 12 CFR Part 222. Federal Trade. Commission. 16 CFR Parts 640 and 698. Fair Credit Reporting Risk-Based Pricing.

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What is risk-based pricing - gpo?

Risk-based pricing - GPO is a method used by lenders to determine the interest rate on a loan based on the risk of default by the borrower.

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Lenders who use risk-based pricing are required to file risk-based pricing - GPO.

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The purpose of risk-based pricing - GPO is to ensure that lenders offer fair and transparent pricing to borrowers based on their individual credit risk.

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Lenders must report the borrower's credit score, loan terms, and the interest rate offered based on the risk of default.

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