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DISCUSSION OF REAFFIRMATION AGREEMENTS Effect of Reaffirming a Debt. If a debtor enters into an agreement to reaffirm a debt and that agreement meets the requirements of 11 U.S.C. 524(c) to be effective,
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What is discussion of reaffirmation agreements?
A discussion of reaffirmation agreements is a process where the debtor and the creditor discuss the terms of a reaffirmation agreement, which is an agreement to repay a debt that the debtor would otherwise be discharged from in bankruptcy.
Who is required to file discussion of reaffirmation agreements?
The debtor is required to file a discussion of reaffirmation agreements if they choose to reaffirm a debt in bankruptcy.
How to fill out discussion of reaffirmation agreements?
The debtor must provide detailed information about the reaffirmation agreement, including the terms of the agreement and how it will be paid.
What is the purpose of discussion of reaffirmation agreements?
The purpose of a discussion of reaffirmation agreements is to ensure that the debtor fully understands the implications of reaffirming a debt and to protect the debtor from entering into agreements that are not in their best interest.
What information must be reported on discussion of reaffirmation agreements?
The discussion of reaffirmation agreements must include details about the debt being reaffirmed, the terms of the agreement, and how the debt will be paid.
When is the deadline to file discussion of reaffirmation agreements in 2023?
The deadline to file the discussion of reaffirmation agreements in 2023 is typically within 60 days after the first meeting of creditors.
What is the penalty for the late filing of discussion of reaffirmation agreements?
The penalty for late filing of the discussion of reaffirmation agreements may vary, but it could result in the reaffirmation agreement being denied by the bankruptcy court.
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